Jobs at Kuda Bank

Role Purpose

The role of a Credit Risk Analyst in a bank is to assess and evaluate the creditworthiness of borrowers and the potential risks associated with extending credit to them. Their primary purpose is to analyze and mitigate credit risks to protect the bank's assets and ensure a healthy loan portfolio

Overall, the role of a Credit Risk Analyst is crucial in ensuring that the bank makes sound lending decisions, manages credit risks effectively, and maintains a healthy loan portfolio that aligns with the institution's risk appetite and regulatory requirements.

• Credit Analysis: Conduct thorough assessments of loan applications, financial statements, credit reports, and other relevant data to determine the creditworthiness of borrowers. This involves analyzing the financial health of individuals, businesses, or other entities applying for credit.
• Risk Assessment: Evaluating and quantifying the potential risks associated with extending credit, such as default risk, repayment capacity, market conditions, industry risks, and collateral value. This includes using statistical models, financial ratios, and other risk assessment tools to make informed decisions.
• Credit Scoring and Rating: Assigning credit scores or ratings to borrowers based on their creditworthiness. This helps in ranking and categorizing borrowers into different risk segments, allowing the bank to determine appropriate lending terms, interest rates, and credit limits.
• Portfolio Monitoring: Monitoring the ongoing performance of the loan portfolio, identifying early warning signs of credit deterioration, and implementing risk mitigation strategies when necessary. This involves tracking changes in borrowers' financial positions, market conditions, and other factors that may impact their ability to repay loans.
• Policy and Procedure Development: Assisting in the development and implementation of credit risk policies, procedures, and guidelines to ensure compliance with regulatory requirements and industry best practices. This includes recommending improvements to existing risk management frameworks.
• Reporting and Documentation: Generating regular reports on credit risk metrics, trends, and portfolio quality to management and other stakeholders. Credit Risk Analysts also maintain accurate records of credit assessments, decisions, and related documentation.
• Collaboration and Communication: Collaborating with other teams within the bank, such as underwriters, loan officers, and senior management, to provide risk insights and recommendations. Credit Risk Analysts also communicate credit decisions, conditions, and terms to borrowers, as well as respond to their inquiries.

Requirements

• HND/BSc in Finance, Accounting, or a related field of study.
• Proficiency in the use of Microsoft office, SQL, A and Data Analytics
• Critical thinking and problem solving skills
• A minimum of 4years experience in Credit Risk from a Banking sector or Fintech space
• Good report writing and communication skills
• Customer service skills
• Good analytical skills

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Role Overview

This individual would be a hands on team member responsible for integrating learning contents electronically with the use of variety of authoring tools. The individual is the one who would be responsible for Kuda's instructional design specifications. She/he is a semi-technical mostly visual resource that helps bring learning narratives to life. She/he will lead the design, implementation, management and operational performance of the LMS system, facilitate the creation of high quality e-learning courses and the development of an online learning strategy to support the overall business strategy.

Roles & Responsibilities

• Provide first-line support to Kuda Academy and HR when required
• Compile for various departments within the cross-functional teams MIS & Score cards, training analysis, updating and reporting.
• Setup, collect and analyse data from various regions and departments.
• Possess proficiency in data operations i.e. analytics to measure and drive operational and commercial performance.
• Review monthly learning data from various departments across the company.
• Document, prepare, review and analyse summaries and reports for the academy.
• Possess competence in designing, editing, and assisting with the preparation and finessing of PowerPoint presentations.
• Maintain confidentiality and a high degree of discretion.
• Develop and implement data analysis, data collection systems and other strategies that optimise data reporting efficiency and quality.
• Experience in generating actionable insights from reports; e.g Identify, analyse, and interpret trends or patterns in training data.
• Performs any other task as assigned.

Requirements

• 1-3 years of working experience as a Data Analyst or in a similar position
• Have development experience with Business Intelligence tools like Looker and/or Tableau
• High proficiency in SQL and Excel
• Microsoft Office suit (full professional proficiency)
• Google Suite(full professional proficiency)
• Strong knowledge of and experience with reporting packages
• Knowledge of databases, system security and troubleshooting
• Data management & interpretation
• Logical Reasoning & sound conclusion
• Power BI
• Data analysis

Nice to have;

• Bachelor's degree in CS, Statistics, Business, Economics, or related field
• Experience in the Fintech or Banking industry

go to method of application »

Role Overview

This individual would be a hands on team member responsible for integrating learning contents electronically with the use of variety of authoring tools. The individual is the one who would be responsible for Kuda's instructional design specifications. She/he is a semi-technical mostly visual resource that helps bring learning narratives to life. She/he will lead the design, implementation, management and operational performance of the LMS system, facilitate the creation of high quality e-learning courses and the development of an online learning strategy to support the overall business strategy.

Roles & Responsibilities

• Manage the implementation of the LMS including relevant integration with existing systems and/or processes.
• Develop communication/engagement strategy to support the usage of learning platforms.
• Identify and communicate opportunities for process and quality improvements, providing feedback on usage, defects, and suggested enhancements.
• Create innovative and interactive e-Learning content as required by the business.
• Ensure proper deployment of and daily operation, use, and configuration of the LMS.
• Design and manage the LMS interface for all users and to ensure user-friendliness of the LMS.
• Write and maintain technical procedures and policy documentation to ensure the security and integrity of systems/networks.

• Create user logins as needed, assign user permissions, create and manage user structures including the creation of user groups and learning cohorts.
• Manage and track course enrolment, course revisions and history. Also ensure there are online assessments and evaluations for courses on the LMS where applicable.
• Work with the Technology team and the implementation partner to manage (update and upgrade) the LMS, and also constantly review and monitor system performance.
• Develop and update standardised tools and reports for ongoing access to learning information; generate standard and custom reports, analyse reporting data and recommend strategic direction to the L&D Officer.
• Provide blended learning solutions for employees.
• Manage relationships with subject matter experts to make sure content is accurate and up to standard.
• Conduct regular research and liaise with professionals across various industries to ensure best practices for Learning and Development through the LMS are practiced in the organisation.

Requirements

Knowledge, Skills & Experience:

• Experience working with senior managers on a range of HR development activities.
• Practical experience of turning strategic thinking into practical deliverables.
• Basic Project Management knowledge and hands on experience.
• Organisation, follow up, analytical, communication and problem solving skills.
• Excellent skills in rapid authoring tools such as Storyline or Adobe Captivate.
• Knowledge of storyboarding, content design, digitalisation and authoring tools.
• In-depth knowledge of SCORM technologies.
• Understanding of learning theories and pedagogy for adults.
• Experience in research, analysis, collection/collation, interpretation and presentation of data; developing standard and ad hoc reports, templates, dashboards, scorecards, and metrics; interfacing and liaising with top and senior management, employees and other key stakeholders.

Qualifications:

• Minimum 4 years of progressively responsible experience in delivering Online Learning & Learning Management System functions or HR generalist or specialist experience.
• Membership of a professional body - CIPM, CIPD, NITAD, PMI, SHRM, etc. is an advantage.
• Basic experience of using a range of psychometric instruments for development purposes and coaching qualification, is desirable.

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Role Overview

We love our people at Kuda. We are an empathetic, high performing, caring and passionate family. The Talent team make sure the best people on the market are found, and join the Kuda family as we continue to scale and disrupt the market.

We are currently in search of a Talent Acquisition Specialist, who has experience in scaling Tech and Product teams.

Someone that who will optimise our talent sourcing processes, create an excellent candidate experience and ultimately help Kuda continue to grow at pace.

Are you ready for the journey?

Responsibilities:

• Managing the holistic end to end Talent Acquisition process
• Building partnerships with senior stakeholders in order to find top talent in the market
• Creating the optimal sourcing strategy to deliver hiring KPI’s
• Managing talent pools and networks to build a pipeline for future organisational needs
• Leading fun, challenging Talent Acquisition special projects working with cross functional teams
• Pre-screening and creating candidate shortlists
• Negotiating and closing offers 

Requirements

• 4+ years’ experience as a full-cycle Talent Acquisition Specialist or Recruiter - sourcing, interviewing and closing candidates
• Proven track record of delivering results in a high-growth business with timelines and KPIs
• Excellent business acumen: you understand what the organization needs and how to provide solutions
• Experience designing creative sourcing and candidate pipeline strategies
• Excellent attentive listening skills and display high levels of empathy (essential)
• Passionate, resilient and possess a growth mindset
• Good experience of working with senior stakeholders
• Results and data driven approach
• Experience at a fast pace, hyper-growth start-up and/or agency (bonus)