Latest Jobs at Opticom Finance Limited

Key Responsibilities

• Review and analyze credit requests from individuals and corporate clients.
• Prepare credit memos, loan disbursement schedules, and offer letters.
• Draft loan and lease agreements and ensure all documentation is in order.
• Create and manage loan accounts in the company’s Core Banking System.
• Maintain accurate credit files and manage the filing system.
• Assist the Head of Risk Management with other duties as required.

Requirements

• Minimum of a BSc. or HND in Accounting or a related field.
• 2 - 3 years of post-qualification experience in a similar role.
• Excellent written and oral communication skills.
• Proficiency in MS Office, especially MS Excel.
• Technology-savvy with a strong understanding of credit analysis processes.

Key Performance Indicators (KPIs)

• Credit Approval Rate: Percentage of credit applications approved after analysis.
• Timeliness of Credit Processing: Meeting deadlines for preparing memos, agreements, and account creation.
• Accuracy of Credit Reports: Number of errors in loan/credit memos, disbursement schedules, and agreements.
• Portfolio Quality: Ensuring a low level of delinquent loans in the portfolio.
• Compliance with Risk Management Standards: Adherence to company policies and procedures in credit evaluation.

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Key Responsibilities

• Develop and execute marketing plans to promote our products and services
• Identify and pursue new business opportunities to drive growth
• Build and maintain relationships with existing and potential customers
• Collaborate with the Team members to develop and implement business development strategies.
• Provide market feedback and insights to inform product development and marketing strategies.
• Achieve sales targets and outcomes within schedule
• Track sales performance and provide status reports on prospects, commitments, and executed transactions 

Requirements

• Bachelor's degree in Marketing, Business Administration, or related field
• Minimum of 3 years proven experience in marketing and business development 
• Sales & Marketing experience in the Financial Services Industry is mandatory.
• Strong interpersonal verbal and written communication skills
• Excellent negotiation and sales skills
• Strong analytical and problem-solving skills
• Ability to work in a fast-paced environment and meet deadlines

Key Performance Indicators (KPIs)

• Client satisfaction and repeat business
• Revenue growth and new business acquisition.
• Marketing Research & Intelligence
• Professional Development