Verification Officer at Loochi Investment Limited

The Role

We are seeking a results-driven and community-oriented Verification Officer. In this role your primary responsibility is conducting independent, rigorous physical and documentary verifications of prospective borrowers, business locations, residential addresses, guarantors, and collateral Conduct mandatory physical visitations to the residential and business premises of loan applicants and guarantors.

• Verify the physical existence, operational legitimacy, and scale of applicants' business operations.
• Assess neighborhood reputation, business foot traffic, and informal credit standing through discreet local inquiries.
• Verify physical existence, location, condition, and ownership status of pledged collateral or assets.
• Authenticate original identity documents (national IDs, driver's licenses, passports, voter cards).
• Cross-check proof of address (utility bills, tenancy agreements, local government letters).
• Inspect business registration documents, licenses, tax receipts, and bank statements for signs of alteration, forgery, or inconsistency.
• Confirm employment details and salary statements directly with employers where applicable.
• Identify potential fraud risks, impersonation attempts, misrepresented income, or undisclosed liabilities.
• Detect signs of circular borrowing, ghost businesses, or front companies.
• Managers to clarify discrepancies without compromising independence.
• Participate in periodic risk audit reviews and assist in post-disbursement monitoring when suspicious activity is flagged.