Team Lead - Sales at Assets Microfinance Bank

Job Description

• The successful candidate will Lead a team of DSAs to sell assigned products and achieve assigned targets.
• He/she will lead and manage a team of DSAs, coach team to help reach daily, weekly and monthly sales, service and productivity goals set by Management team as well as ensure optimum delivery of all personal targets and tasks as assigned by direct supervisor or management.

Responsibilities

• Drive the sale of the loan products for the company by identifying key opportunities
• Responsible for the Loan Team Target
• Constant monitoring and review of loan portfolios
• Developing growth strategies and plans
• Managing and retaining relationships with existing clients
• Evaluate creditworthiness by processing High volume loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Developing growth strategies and plans
• Managing and retaining relationships with existing clients
• Justify decisions (approvals / rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.

Requirements

• Candidates should possess a Bachelor's Degree with 1 - 4 years work experience.