Team Lead, Loan Portfolio Monitoring & Reporting at Fidelity Bank

Qualification:

• Bachelor’s degree minimum of 2:2, master’s degree, certification in Institute of Chartered Accountants of Nigeria, Chartered Risk Managers Institute and other professional bodies will be added advantage.

Experience:

• Minimum of 5 years on similar role

Reporting Relationships

• Functionally reports to the Group Heads, Administratively reports to the Divisional Head.

Certifications

• Any of the following: ACCA, CRMI, CIBN, PMP, ICAN

Job Objective(s)

• Provide management with up-to-date information and advice on portfolio quality, limits, mix, risk profile and yield.
• Proactively assist in managing risk/exposure for assigned portfolios ensuring compliance with Credit Policy and plans of action.

Duties & Responsibilities

• Track borrowing accounts to ensure that facilities run in line with approved (limits, pricing, turnover covenant, clean-up cycle, expiration, etc.)
• Review exception reports on accounts for escalation.
• Review monthly report on the directorate loan performance for management use.
• Review quarterly report of directorate’s loan book in line with prudential guidelines.
• Review accounts to be placed on watch list for CAC meetings based on observed warning signals / triggers.
•  Review transactions pre-disbursement on selected transactions
• Review inventory to ensure adequacy of product to cover exposure.
• Authorize release of stock after confirmation of payment and/or other conditions are in place.

Experience / Skills

• Must possess high level of integrity and dependability with a strong sense of urgency and results-orientation.
• Experience or knowledge about credit risk management.
• Must have experience monitoring risk and compliance across a group of diverse obligors.
• Good knowledge of Collateral Management of Export Commodities and Oil & Gas downstream operations
• Prior experience leading a minimum of 3 team members.
• Must possess deep and practical strategic thinking abilities and robust business acumen.
• Must be detailed yet with a strong appreciation for urgency (when necessary).
• Must possess leadership skills and the capacity to drive team members to achieve set priorities.
• Strong problem solving and creative skills and the ability to exercise sound judgment and make decisions based on accurate and timely analyses.
• Strong and charismatic individual with solid pedigree and experience managing change and building high performing teams.
• Self-assured and internally motivated individual driven to succeed and make a difference.