Team Lead, Business Banking at Primera Africa Finance Group

Location: Victoria Island, Lagos
Department: Client Management
Reportsto: Head, Business Banking

Job Description

• Actively support and drive the digital transformation of the Business Banking enterprise.
• Expand and deepen the product and value-added services suite to profitably penetrate the Bank’s target industry segments and businesses.
• Drives the assigned Business Banking relationship management teams to achieve and surpass set targets.
• Ensure that all loans disbursed are repaid as and when due and the Portfolio-at-Risk (PAR) of the business portfolio is within regulatory limits.
• Build and grow a healthy collections business driven by a strong portfolio of accounts that generate collections flows for the Bank.
• Identify key areas for business process re-engineering and support efforts to deliver continuous improvements of same.
• Position Primera MFB as the No.1 bank in customer satisfaction and client-centricity in the SME and Micro-Credit spaces.

Accountability

• Consistently grow revenues and profitability of the Business Banking enterprise.
• Ensuring that all the team meets set targets in line with the Bank’s business and strategic goals.
• Ensuring the portfolio quality (PAR) remains within regulatory limits.
• Deepen the product and value-added services portfolio of the Bank.
• Support the digital transformation the Business Banking enterprise.
• Deliver and maintain best-in-class customer satisfaction.

Qualifications

• A good 1st Degree in Humanities, Social Sciences, Administration, or any related field.
• Added professional/academic qualifications or certifications will be an advantage.
• 4-5 years commercial banking experience with a particular focus on managing a Business Banking portfolio size of 1bn Naira and above.

Required Skills & Competencies:

• Professional sales training would be a strong advantage.
• Proven track record of achieving targets and driving sales growth in a business.
• Strong leadership skills and an ability to inspire sales teams.
• Strong and successful experience in Business Banking, Credit Analysis and structuring for businesses.
• Strong knowledge of the various dynamic Business Banking products and ability to drive same.
• Excellent relationship-building competencies.
• Must possess excellent team management and leadership skills.
• Possess excellent communication, written and presentation skills.
• Must possess excellent problem-solving skills.
• Demonstrates exceptional strategic thinking and planning abilities.
• Must be able to work under pressure.
• Must possess excellent organizational and time management skills.