SME Loan Personnel at Davo Dani MFB

Job Summary

• SME Loan Marketing Officers at DavoDani Microfinance Bank are responsible for the marketing, evaluation, and processing of loans and act as liaisons between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

• Market loan products and process loan applications for SMEs.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans.
• Determine all applicable ratios and metrics and set up loan payment plans.
• Complete loan contracts and counsel clients on policies and restrictions.
• Conducting loan analysis by visiting the businesses and households of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Requirements

• Minimum of HND or B.Sc in Marketing or a related field
• 3 – 5 years Cognate Experience as SME Loan Officer
• Must have a pool of high-worth Customers credible to access loan/credit facilities.
• Must be goal and target-oriented.