SME Loan Officer at Alert Microfinance Bank

SME Loan Marketing Officers at Alert Microfinance Bank are responsible for the marketing, evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

• Market loan products and process loan applications for SME.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Requirement

• Minimum of HND or B.Sc. in Marketing or related field
• Minimum of 3 – 5 years Cognate Experience as SME Loan Officer from a reputable State/National Licensed Microfinance Bank
• Must have pool of High-Net-worth Customers credible to access loan/credit facility in either Lagos Island or Mainland.
• Must be goal and target oriented and able to deliver minimum of 15 - 20-Million Naira loan disbursement targets monthly.