Smart Loan Officer at Microcred Group

About the job
Baobab is an investment company whose mission is to create a group of leading microfinance banks and finance companies that provide financial services and savings products to entrepreneurs who lack access to the traditional financial sector. Baobab was created in July 2005 by PlaNet Finance, and other investors including International Finance Corporation, AXA Belgium, and Societe Generale, with the European Investment Bank, the French Development Agency and Developing World Markets Joining later.

Reporting to: Smart Loan Supervisor

Main Responsibilities

• Pre-loan disbursement
• Promote/Market BAobab’s products to prospective clients
• Visit and evaluate potential client businesses
• Visit co-debtor, guarantor’s house and businesses
• Analyse financial data of client’s businesses
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS

Post-Loan Disbursement

• Conduct monitoring visits to business
• Follow-up on loan repayment
• Manage loan recovery from active and write-off client until the last
• Assess the impact of loan before renewal
• Target Disbursement volume per client: 50,000 - 4,000,000

Requirement

• HND/Degree in Marketing or Sale experience
• Good communication skills, especially verbal communication
• Field-oriented person
• Persuasive skills
• Moderately analytical