Small & Medium Scale Enterprise (SME) Officer - Ogun at Polaris Bank Limited

Are you a financial expert with a passion for empowering small and medium-sized businesses? We're looking for a dynamic and visionary SME Banking Officer to drive growth within our SME portfolio. You'll be instrumental in designing and implementing tailored financial solutions that truly help SMEs thrive, leveraging your blend of financial expertise and practical business acumen.

Key Responsibilities

• Cultivate and nurture robust relationships with SME owners, simplifying complex financial concepts to make them accessible for busy entrepreneurs.
• Consistently offer practical, actionable financial advice that addresses real-world business challenges, moving far beyond mere product offerings.
• Analyze SME financials with profound insight, recognizing that traditional metrics don't always capture the full potential of a dynamic, growing business.
• Creatively structure financing solutions that perfectly align with unique SME needs, all while upholding prudent risk management.
• Proactively engage with local business communities, identifying and cultivating promising SME clients through genuine connection and understanding.
• Excel by deeply understanding sector-specific trends, proactively connecting clients to relevant opportunities for expansion and efficiency.
• Guide SMEs in seamlessly adopting cutting-edge digital banking tools to enhance their financial management and operational efficiency.
• Empower clients to leverage technology as a powerful catalyst for sustained business growth.

Requirements

• Bachelor's degree in Business, Finance, or a related field.
• A minimum of 3 years of progressive experience in SME or retail banking, with a strong background in credit analysis.
• Demonstrable understanding of the unique challenges and key growth drivers within the SME landscape.
• Exceptional interpersonal skills, coupled with a proactive, solution-oriented approach to problem-solving.