Senior Financial Modelling & Variance Analyst at FairMoney

Key Responsibilities:

Variance Analysis:

• Track and analyse variances between actuals and forecasts across products and entities.
• Build and maintain dashboards to visualize and communicate variance trends.
• Investigate and report on the driving factors behind variances.
• Track and report on budget performance, highlighting variances and suggesting corrective actions where needed.

Treasury and Liquidity Analysis:

• Conduct weekly and monthly liquidity analyses to optimize cash flow management.
• Monitor and report on the company’s liquidity position, forecasting future cash flows.
• Identify and mitigate potential liquidity risks.

Model Maintenance:

• Monitor and maintain forecasting models to ensure their accuracy and relevance.
• Assist in making necessary adjustments and updates to models based on changing conditions.

Budgeting and Forecasting

• Assist in the annual budgeting process, collaborating closely with cross-functional teams to gather necessary data and assumptions.
• Support the development and refinement of budget models, ensuring alignment with the company’s strategic goals.
• Provide insightful analysis and recommendations to improve budgeting accuracy and efficiency.

Financial Analysis:

• Conduct ad hoc financial analyses to support strategic decision-making.
• Provide detailed financial data and insights to senior management.
• Prepare comprehensive reports and presentations for key stakeholders.

Required Skills & Qualifications:

• Bachelor’s degree in Finance, Science, or Engineering.
• Proficient in a coding language, ideally MATLAB, Python, R or SAS or similar.
• Strong SQL skills.
• Advanced Excel modeling skills.
• Solid understanding of PowerPoint for creating impactful presentations.
• In-depth knowledge of banking and financial services, including business models and unit economics.
• Strong analytical and problem-solving abilities, with a keen eye for detail.
• Critical thinking skills, with the ability to evaluate complex situations and make informed decisions.
• Excellent communication and interpersonal skills.
• A team player with a collaborative mindset and a strong desire to learn.