Senior Credit Analyst at GTI Group

Responsibilities

• Conduct thorough credit appraisals of loan applications, including analysis of financial statements, cash flow, repayment capacity, and collateral.
• Prepare detailed credit reports and recommendations for management or credit committee approval.
• Ensure all credit proposals comply with internal policies and regulatory requirements (CBNguidelines).
• Monitor existing loan portfolios and identify early warning signals of potential default.
• Recommend restructuring, remedial actions, or recovery strategies for non-performing loans.
• Support the Head of Credit in implementing effective risk management practices.
• Review and update credit risk assessment models and scoring criteria.
• Provide mentorship and technical support to junior credit officers.
• Liaise with account officers, business development teams, and other departments to ensure sound credit decisions.
• Participate in credit committee meetings and contribute to policy formulation.

Requirements

• Interested candidates should possess relevant qualifications.