Risk Officer at CapitalSage Technology Limited

Location: Ibadan, Oyo

Job Description

• Identify critical risks in credit request and provide advisory on how requests be restructured in line with the bank’s risk appetite.
• Implement and manage the risk and control assessment reporting process as well as manage and maintain management reports, follow up of issues identified for conclusive resolution
• Manage the process of developing risk policies and procedures, risk limits and approval authorities.
• Undertake quality control reviews for the business units to ensure consistent implementation of policy and processes across all business units and identify any gaps, challenges and improvement measures.
• Management Executive Committees reports evaluation and monitor against business strategy and regulatory requirements
• Oversight over the credit process including approval of credit facilities.
• Undertake training to staff on inherent risks and controls in the processes within their control.
• Reporting results of risk monitoring to Management and the board.
• Conduct detailed collateral analysis, paying due attention to collateral acceptability.
• Conduct a risk profile exercise to ascertain the residual level of risk exposure in the Bank.

Qualifications / Requirements

• A First Degree in Economics, Finance or any other discipline,
• Minimum of 2 years banking experience.
• Good knowledge of accounting and relevant lending ratios.
• Experience in Risk Management
• Data Analytics and Effective communication
• Problem Solving, Critical reasoning, detail oriented.
• In depth knowledge and experience of the practical application of risk MI systems and methodologies, including experience of risk and control assessment and risk reporting.
• Good reporting skills.