Risk Analyst at Lotus Capital Limited

Job Purpose

• To support the identification, measurement, monitoring, and reporting of credit, market, liquidity, and operational risks across all investment portfolios and business activities, ensuring compliance with regulatory requirements and internal risk appetite.

Key Responsibilities
Risk Identification & Assessment:

• Monitor risks across all portfolios (fixed income, equities, alternatives, and funds).
• Support risk and control self-assessments (RCSA) exercise across departments.

Market & Investment Risk Monitoring:

• Monitor mark-to-market (MTM) movements across portfolios.
• Review portfolio concentration limits and diversification metrics.
• Monitor stop-loss thresholds and breaches.

Liquidity Risk Management:

• Prepare and monitor Liquidity Coverage Ratio (LCR) and liquidity buffers.
• Track cash flow projections and redemption pressures through KRIs.
• Identify potential liquidity shortfalls and escalate where necessary
• Ensure adequate High Quality Liquid Assets (HQLA) are maintained.

Operational Risk Management:

• Track operational risk incidents and loss events.
• Monitor Key Risk Indicators (KRIs) across departments.
• Ensure adherence to Standard Operating Procedures (SOPs).
• Support business continuity and disaster recovery planning.

Compliance & Regulatory Reporting:

• Support monitoring of regulatory filings and disclosures
• Assist in audit reviews (internal and external).
• Maintain documentation for regulatory inspections.

Risk Reporting:

• Support the preparation of risk dashboards and reports for management and risk committees.
• Highlight breaches, trends, and emerging risks.

Reporting Responsibilities by Frequency Daily Responsibilities:

• Perform the Value-at-Risk computation across all funds.
• Monitor portfolio performance (MTM, P/L, yield movements)
• Track limit breaches (stop-loss, concentration, exposure limits)
• Escalate material risk issues immediately Weekly Responsibilities:
• Prepare weekly risk summary report Monthly Responsibilities:
• Assist in preparation of comprehensive risk management report for management.

Qualifications & Experience

• Bachelor’s Degree in Finance, Economics, Accounting, or related field with 1- 2 years’ experience in Finance such as Asset Management and Banking.
• Professional certifications would be an added advantage.

Technical Skills

• Knowledge of Fixed income instruments (bonds, Sukuk, CPs, etc.) and equities.
• Familiarity with economic indices (interest rates, foreign exchange rates, inflation, etc.).

Behavioral Competencies:

• Analytical and detail-oriented
• Strong communication and reporting skills
• Excellent organizational skills
• Ability to work under pressure and meet deadlines