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  • Posted: Mar 27, 2023
    Deadline: Apr 10, 2023
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    Efficacy Homes Limited was incorporated as a limited liability company with RC 765581 in August 2008 to carryout professional and corporate business in Real Estate, Building Construction and Project management. It has her office at idowu taylor, Victoria Island. Lagos. Since inception, Efficacy homes limited has engaged competent professionals in developi...
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    Recovery Officer

    Job Brief

    • We are recruiting to fill the position of Loan Recovery Officer who would be responsible for the administration and recovery of debts from clients.

    Work Duties

    • Monitor overdue and defaulted debts daily to provide an update or recommendation to the upper manager timely.
    • Ensure compliance with the company credit Policy and Procedures regarding the management of the debt recovery process.
    • Maintain and prepare monthly collections reports, updates, and status.
    • Respond to clients’ complaints, and queries and escalate unresolved cases for supervisors’ review and advice.
    • Maintain a consistent reduction of non-performing debts through aggressive recoveries and viable restructuring options.
    • Initiate demand and reminder letters to all defaulting customers and review all credit files for proper documentation and monitoring.
    • Ensure effective compliance standards are consistently met with both internal and external regulatory requirements by working closely with legal departments.
    • Develop and continuously review credit policies and procedures ensuring their compliance.

    Job Requirements / Qualification & Background

    • Degree in Accounting or any related field.
    • Minimum of 2 years experience working in a banking environment.
    • Strong analytical and problem-solving skills.
    • Must be very organised in order to handle multiple projects simultaneously.
    • High self-motivation with strong interpersonal skills.
    • Must have the ability to motivate and persuade others, particularly delinquent clients to repay debts.
    • Ability to meet and exceed monthly and quarterly quotas and deliverables.
    • Excellent communication skills.
    • Ability to communicate with local authorities and legal professionals in an appropriate manner.
    • Demonstrate a high level of ethical commitment and trustworthiness.

    Method of Application

    Interested and qualified candidates should send their detailed CV to: careers@efficacyconstruction.com using the Job Title as the subject of the email.

    Note: Only successful candidates will be contacted.

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