Profit Center Manager at United Bank for Africa (UBA)

Job Description

• We are looking to hire talented and experienced individuals with a minimum of 5 years' Profit Centre Manager experience to drive our personal banking, SME and consumer loan for all our branches across Nigeria.

Successful candidates will be a part of the core team set to:

• Deliver value to our customers
• Expand our current business/client portfolio
• Enhance our position in our chosen target markets
• Generate new sales revenues

Job Objective(s)

• To coordinate the activities of retail teams through effective relationship management to meet/surpass financial targets to drive the profit growth of the branch.

Responsibilities

• Ensure significant increase in market share within own region.
• Drive performance of the unit – liability generation and quality risk asset creation.
• Risk asset appraisal, disbursement and monitoring.
• Ensure effective relationship building and management with new and existing customers.
• Optimally exploit new and existing opportunities in the market.
• Drive the reactivation of all inactive/dormant accounts in the branch.
• Plan and implement marketing strategies to boost profit
• Supervise and coordinate the activities of account officers.
• Perform other related duties as assigned by the Business Manager.

Knowledge Required

• Basic knowledge of Accounting, Finance and Economics.
• Banking operations, policies and procedures.
• Good knowledge of the Bank’s products and services.
• Business development and acquisition.
• Marketing, Selling and Cross Selling.
• Knowledge of current business trends and CBN Regulatory laws.

Skills Required:

• Ability to evaluate needs of customers and determine what products or services would best serve those needs.
• Good interpersonal skills.
• Excellent Communications skills (written and oral).
• Marketing and Selling skills.
• Leadership and negotiation skills.
• Good Relationship management skills.
• Confident and must possess excellent networking skills.