Portfolio & Risk Manager at Alan & Grant

Key Responsibilities

Portfolio Monitoring & Portfolio Management:

• Develop and maintain the fund's portfolio monitoring framework covering financial, operational, ESG, impact, and governance indicators across all investee companies.
• Monitor portfolio performance from disbursement through repayment, ensuring timely identification of risks and opportunities.
• Track covenant compliance, repayment schedules, arrears, restructurings, and recovery activities across the debt and RBF portfolio.
• Conduct quarterly portfolio reviews, including management meetings, site visits, covenant testing, and performance assessments.
• Develop portfolio dashboards and management reports for the Investment Committee, Management Team, LPs, and Board.
• Maintain portfolio company risk ratings and performance assessments on an ongoing basis.
• Work closely with portfolio companies to improve financial reporting, governance structures, management information systems, and operational controls.
• Partner with the Technical Assistance function to design and implement post-investment support programs that enhance portfolio performance.
• Coordinate workout, restructuring, and recovery initiatives where portfolio companies experience financial stress.
• Prepare investor reporting packs, impact reports, capital account statements, and portfolio performance updates.

Credit Risk Management:

• Independently review all proposed debt and revenue-based financing transactions prior to Investment Committee approval.
• Conduct detailed credit analysis including financial statement reviews, cash flow modelling, stress testing, sensitivity analysis, and debt servicing assessments.
• Develop and maintain internal credit risk rating methodologies and ensure consistent application across the portfolio.
• Provide independent risk opinions and recommendations to the Investment Committee.
• Assess transaction structures, collateral arrangements, covenants, and risk mitigation measures.
• Monitor sector, country, borrower, and concentration exposures against approved risk limits.
• Design and oversee portfolio stress-testing exercises to assess resilience under adverse economic scenarios.
• Develop and maintain provisioning methodologies and Expected Credit Loss (ECL) models in line with IFRS 9 requirements.

Enterprise Risk Management:

• Lead the development and maintenance of the firm's enterprise risk management framework.
• Establish and monitor risk appetite statements, concentration limits, sector exposure limits, and country risk thresholds.
• Maintain the organization's risk register covering credit, operational, compliance, liquidity, FX, legal, and reputational risks.
• Conduct periodic risk assessments and present risk reports to senior management and the Board.
• Ensure compliance with applicable regulatory, investor, and governance requirements.
• Develop early-warning indicators and portfolio surveillance tools to identify emerging risks.
• Support business continuity planning and operational risk management initiatives.
• Coordinate with legal counsel, auditors, and external advisors on risk-related matters.

Impact Measurement & Reporting:

• Monitor impact performance indicators and ESG metrics across the portfolio.
• Support reporting aligned with recognized frameworks such as IRIS+, 2X Challenge, IMP, and DGGF requirements.
• Ensure portfolio companies provide accurate and timely impact and ESG data.
• Integrate impact and sustainability considerations into portfolio monitoring and risk assessment processes.

​Requirements

• Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or a related field.
• Professional qualifications such as CFA, FRM, ACA, ACCA, CIPM, or equivalent are strongly preferred.
• Minimum of 7–10 years of relevant experience in credit risk management, portfolio monitoring, private credit, SME banking, development finance, impact investing, or fund management.
• Demonstrated experience monitoring debt portfolios and/or revenue-based financing transactions.
• Strong credit underwriting and transaction risk assessment experience.
• Experience designing or managing enterprise risk management frameworks.
• Working knowledge of IFRS 9, Expected Credit Loss (ECL) methodologies, Basel frameworks, and prudential risk management practices.
• Experience producing investor, LP, Board, and regulatory reports.
• Familiarity with impact measurement frameworks such as IRIS+, IMP, 2X Challenge, and ESG reporting standards is advantageous.
• Experience working within a DFI, private credit fund, impact fund, commercial bank, microfinance institution, or SME lender is highly desirable.
• Working knowledge of Francophone West Africa markets is advantageous.
• Proficiency in French is a plus.