Loan Officer at MacTay Consulting

MacTay Group – Our client, a leading Financial Institution, is currently recruiting suitable and qualified candidates for the position below:

Location: Ajah, Sangotedo

Company: Financial Institution

Attractive salary HMO, Pension,13th Month and Leave Bonus

Job Responsibilities:

• Evaluates loan applications and documentation by confirming credit worthiness.
• Sales of retail products and services to potential customers by making proactive sales effort
• Improves loan applications and documentation by informing applicant of additional requirements.
• Rejects loans by explaining deficiencies to applicants.
• Analyses the financial viability of clients who seek to acquire loans for homes and businesses.
• Conducts preliminary interviews with loan applicants.
• Gives recommendations to clients on the type of lending program they should avail including term and payment schedule.
• Reviews all loan documents and agreements to make sure these are all complete, valid and in accordance with the bank’s guidelines.
• Approves or disapproves loan applications based on merit and level of financial viability.
• Meets with clients who have difficulty in keeping up with the loan amortization schedule and adopts a proactive position in arriving in win/win solutions.
• Helps customers by answering questions, responding to requests.
• Maintains customer confidence by keeping loan information confidential.
• Accomplishes bank mission by completing related results as needed.

Requirements:

• OND, HND, BSc. in any field
• Must not be more than 35 years old
• Must have a flair for Sales/Marketing
• Good spoken and written English
• Very smart and articulate