Loan Officer at County Finance Limited

Role / Responsibilities

• Meet or communicate with applicants to determine Loan Needs.
• Gather Loan Information Based on Specific Loan Needs.
• Analyse and Verify Applicant's Financial Information.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Liaise Approval and Rejection Decisions to Supervisor.
• Ensure Loan Terms Comply with Government and Company’s Regulations.
• Responding to relevant client enquiries.
• Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.
• Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.
• Following up payments as needed.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Compute payment schedules.
• Submit applications to credit analysts for verification and recommendation.
• Access loan products within specified limits, and refer loan applications to management for approval.
• Communicate with applicants to obtain information for loan applications and to answer questions about the process.
• Ensure and effect KYC.

Requirements

• Candidates should possess an OND / HND qualification with 1 - 3 years work experience.

Salary
N50,000 - N70,000 monthly.