Loan Officer at Bronze Stone Capital

DUTIES AND RESPONSIBILITIES AS A LOAN OFFICER:

•  Explain to customers the different types of loans available, as well as the terms of those services.
• Meet applicants to obtain information for loan applications and to answer questions about the process.
•  Analyze applicants' financial status, credit evaluations to determine the feasibility of granting loans.
• ·Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information, and also review and update credit and loan files.
•  Review loan agreements to ensure that they are complete and accurate according to policy.
•  Negotiate payment arrangements with customers who have delinquent/bad loans.
•  Market the company’s products to individuals and firms, in order to promote the company’s services that may meet customers' needs.
•  Provide special services such as investment savings for clients with more specialized needs.
•  Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
• Compute payment schedules, and also prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
•  Seek out new clients by contacting companies and people
•  Adheres to any and all company policies and procedures and any other function that may be assigned.