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  • Posted: Apr 26, 2022
    Deadline: May 15, 2022
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    A new way of supporting low scale businesses in Africa! Beyond Credit is a technology driven financial services company that provides insurance backed loans, business support and savings services to low scale businesses.
    Read more about this company

     

    Loan Officer

    Job Summary

    • We are seeking to hire smart and experienced loan officers who are career-driven and have financial or fintech experience for our Saki, Oyo State location.

    Duties / Responsibilities

    • Mobilization of Clients for loans
    • Formation of groups within the coverage area
    • Verification of clients’ home and shop addresses in compliance with the company’s guidelines and procedures
    • In-depth assessment of loan applications and preparation of loan proposals for business support loans
    • Participation in the credit committee for loan appraisals were required
    • Recovery of overdue loans
    • Maintain cordial and long-term relationships with customers through excellent customer service
    • Appraising the client’s business and capacity to service the requested loan
    • Registering loans on the system and recommending appropriate amounts for disbursement
    • Capture all required information (i.e. client& guarantor’s name, address & image. Business image and address)
    • Post-disbursement monitoring
    • Collection and posting of clients' loan repayments and savings on the system
    • Reconciliation of daily collections with the Branch Manager
    • Maintaining a healthy portfolio
    • Reporting directly to the branch manager
    • Any other responsibility assigned by the management of Beyond Credit

    Job Requirements

    • BSc / HND / NCE or OND in any related field
    • At least 2 years of work experience.
    • Prior experience as a loan officer in a financial institution.
    • Good verbal and written communication skills
    • Strong negotiation and interpersonal skills
    • Candidate must be resident in the above locations or environs.

    Salary

    • Attractive with other benefits.

    Method of Application

    Interested and qualified candidates should send their CV to: recruitment@beyondcredit.com.ng using the Job Title and Location as the subject of the email. e.g. "Franchise Manager - Lagos".

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