Loan Officer at Beyond Credit Limited

DUTIES/RESPONSIBILITIES

• Mobilization of Clients for loans
• Formation of groups within coverage area
• Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures
• In-depth assessment of loan applications and preparation of loan proposals for business support loans
• Participation in credit committee for loan appraisals where required
• Recovery of overdue loans
• Maintain cordial and long-term relationship with customers through excellent customer service
• Appraising client’s business and capacity to service requested loan
• Registering loan on the system and recommending appropriate amount for disbursement
• Capture all requires information (i.e client& guarantor’s name, address & image. Business image and address)
• Post-disbursement monitoring
• Collection and posting clients loan repayments and savings  on the system
• Reconciliation of daily collections with the Branch Manager
• Maintaining a healthy portfolio
• Reporting directly to the branch manager
• Any other responsibility assigned by the management of Beyond Credit

REQUIREMENTS

• Bachelor’s Degree or HND in marketing or any related field
• Prior experience as a loan officer in a financial institution.
• Good verbal and written communication skills
• Strong negotiation and interpersonal skills 
• Candidate must be resident in the above locations or environs.

SALARY; Attractive with other benefits