Loan Marketer at Sonora Capital and Investment Limited

Job Description

• The ideal candidate will have a passion for the business and a proven track record of achieving business growth and revenue targets.

Job Responsibilities 

• Market loan products and process loan applications for SME Customers
• The Loan Marketer will be responsible for driving business growth and increasing profitability. 
• They will develop and implement strategies to attract new customers, retain existing ones, and expand the portfolio of loan and investments.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and advice clients on policies and restrictions
• Opening loan applications, conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the internal credit procedures
• Presenting loan proposals to the credit/operation units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the company's credit portfolio
• Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Key Requirements:

• Bachelor's degree in Business Administration, Finance, Economics, or a related field
• At least 2 years of experience in business development, marketing of loans, or sales, preferably in the credit sector
• Sound Risk Management experience and can disburse/deliver a large Loan facility monthly with good success rate and track records.
• Ability to disburse SME Loans in large volumes without default.
• Ability to open an investment portfolios
• Experienced in repayment tracking and loan collection without a day default.
• Must be a goal getter and aggressive marketer
• Strong analytical skills and ability to use data to drive business decisions
• Excellent communication and interpersonal skills
• Proven track record of achieving business growth and revenue targets
• Ability to work independently and as part of a team
• Proficiency in Microsoft Office

Skills:

• Detailed and target-oriented.
• Excellent team spirit and communications skills.
• Excellent Human Relations and Interpersonal skills.
• Goal-oriented.
• Develop and implement business strategies that align with the company's goals and objectives.
• Identify and pursue new business opportunities.
• Build and maintain strong relationships with customers, partners, and stakeholders.
• Conduct market research to identify emerging trends, customer needs, and competitive threats.
• Develop marketing campaigns to promote the company's products and services.
• Monitor and analyze key performance indicators (KPIs) to measure the effectiveness of business development initiatives.
• Work with internal teams to ensure timely delivery of services and products to customers.
• Participate in industry events and conferences to stay up-to-date on industry trends and best practices.
• Prepare regular reports on business development activities and results.