Junior Fund/Portfolio at People Capacity Management

The role is responsible for managing investment portfolios, crafting investment packages, focusing on mortgage-backed securities, and managing clients’ transactions and relationships while ensuring the portfolio\'s performance aligns with investment goals. 

Portfolio Management

• Oversee investment portfolios with a focus on mortgage-related assets, including MBS, real estate investment trusts (REITs), and other fixed-income products.
• Ensure portfolio alignment with investment objectives, risk tolerance, and regulatory requirements.

Investment Strategy Development

• Monitor the financial markets, interest rate movement, economic trends, and company performance to assess the suitability and performance of the fund’s existing investments and potential investments
• Construct successful investment portfolios and strategies informed by market conditions  

Risk Assessment and Mitigation

• Evaluate credit, interest rate, prepayment, and liquidity risks associated with mortgage investments.
• Implement strategies to hedge against risks using derivatives or other financial instruments.

Performance Monitoring

• Evaluate asset quality and performance metrics of underlying mortgages.
• Prepare and present periodic performance reports to stakeholders, including investors and senior management.
• Track and analyze portfolio performance against benchmarks

Market Research Analysis

• Conduct in-depth research on mortgage-backed securities, property markets, and borrower profiles.
• Stay updated on macroeconomic indicators affecting mortgage investments.

Stakeholder Communication

• Prepare and present periodic performance reports to stakeholders, including investors and senior management.

Job Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field. A professional certification (e.g., ACCA or ACA) is an added advantage.  
• 5–7 years of proven experience with a background in stock brokerage
• A good understanding of mortgage-backed securities (MBS), collateralized mortgage obligations (CMOs), and structured finance.
• Must have a good understanding of the Capital Market
• Ability to trade in different instruments
• Marketing ability is an added advantage
• Familiarity with financial modeling and valuation techniques for mortgage assets.
• Expertise in analyzing complex financial data and market trends.
• Proficiency in risk assessment tools and quantitative analysis.
• Awareness of relevant regulations (e.g., SEC, CFPB, Basel III) impacting the mortgage industry and investment portfolios.
• A good understanding of interest rate dynamics and their impact on mortgage assets.