Head, Deposit Liabilities at Fina Trust Microfinance Bank

Description

• We are looking for an exceptional, commercially driven banking professional to join our team as Head, Deposit Liabilities.
• If you are passionate about building high-performing deposit portfolios, winning customers, growing CASA and creating innovative strategies that drive sustainable funding, this could be your next big opportunity!

The Opportunity

• As Head, Deposit Liabilities, you will take ownership of our deposit growth strategy and play a critical role in strengthening Fina Trust's funding base.

You will lead the charge in:

• Driving Deposit Growth – Develop and execute strategies that significantly grow our savings, current and term deposit portfolios.
• Winning & Retaining Customers – Build strong relationships with high-value individuals, SMEs, corporates and institutional customers.
• Growing CASA – Drive sustainable low-cost deposit acquisition and deepen customer relationships.
• Build a High-Performance Team – Lead, coach and inspire deposit mobilization teams to consistently exceed targets.
• Create Winning Strategies – Identify market opportunities, develop innovative deposit campaigns and stay ahead of competitors.
• Turn Data into Growth – Use market intelligence and portfolio analytics to identify opportunities, improve retention and optimize deposit performance.
• Manage Deposit Economics – Balance deposit growth with pricing, cost of funds, concentration and overall portfolio quality.
• Champion Responsible Growth – Ensure deposit acquisition activities remain compliant with CBN regulations, KYC/AML requirements and the Bank's policies.

Requirements

• Bachelor's Degree in Finance, Economics, Accounting, Business Administration or a related field.
• Professional qualification such as CIBN, ICAN, ACCA, CFA or MBA will be an advantage.
• 8–10 years' relevant experience in banking, microfinance or financial services.
• 3–5 years in a managerial/senior leadership position within deposit mobilization, liabilities management, relationship management or business development.
• Demonstrable evidence of existingdeposit portfolio, and passionate about growth and target delivery.

Who we are Looking For:

• We want a growth-minded leader, not just someone who manages numbers.

You should be someone who:

• Has a proven track record of delivering significant deposit growth.
• Understands the Nigerian banking/microfinance market and knows where the deposits are.
• Can build and maintain relationships with HNI, SME, corporate and institutional customers.
• Is commercially aggressive while maintaining sound risk and compliance discipline.
• Has the leadership ability to build a high-performing deposit mobilization team.
• Uses data, market intelligence and creativity to develop winning strategies.
• Is comfortable setting ambitious targets and taking ownership of results.

Why Join Fina Trust

• At Fina Trust Microfinance Bank, you won't simply be managing a deposit portfolio — you will be building one of the key engines of our growth.
• This is an opportunity to join a dynamic financial institution, make a measurable commercial impact and build a strong team and customer franchise.