Fraud Analyst - Buy Now Pay Later at PalmPay

What you will do

As an anti-fraud analyst, look at individual bad loans, analyze the "how" and the "why." Deep dive into our post-loan data to uncover red flags. By reviewing high-level data from sales, risk control, and the loan application review team. Connect the dots, identify hidden patterns, and give insights that cause high overdue numbers.

Key Responsibilities

• Advanced case review: Lead the investigation into high-risk overdue loan accounts and major fraud trends.
• Evaluate approval quality: Quality check the decisions made by the loan application review team to identify if our approval standards are being bypassed.
• Pattern recognition: Analyze large sets of data from sales and risk control to find hidden suspicious activities.
• Improve our systems: Use feedback and results from bad loans and approval gaps to update and help the team catch fraud much earlier in the loan process.
• Mentor juniors: Guide the junior anti-fraud analysts by helping them develop their investigative skills and data analysis techniques.
• Cross-team collaboration: Work closely with sales, risk, and the application review team.
• Sales data review: Investigate risk indicators around dealers, agents, and sales managers.

What we are looking for

• Attention to details: Pay close attention to details and spot risky patterns.
• Strong analytics and tools: Familiarity with fraud detection tools, risk indicators and data analysis.
• Data-driven decision making: Being able to derive actionable insights to drive business decisions.
• Problem solver: To be proactive. Figure out how to prevent fraud from happening again.
• Experience: 2+ years of experience in fraud analytics, risk management, or loan portfolio investigation.

SALARY: N200,000 Gross