Finance Analyst at Peridot Forte Solutions Consulting

Job Profile 

• Our client in the Fintech industry is recruiting a Finance Analyst to support its business growth and strengthen the organization’s financial performance through data-driven analysis and strategic insight.

Job Summary

• The Finance Analyst will be responsible for analyzing financial data, monitoring fiscal performance, and providing insights that guide business decisions and optimize profitability.
• The ideal candidate will possess strong analytical skills, financial modelling expertise, and a deep understanding of fintech operations.
• This role involves close collaboration with senior management to support strategic planning, ensure compliance, and drive financial efficiency across all departments.

Responsibilities

• Research, monitor, and analyze financial data to support the organization’s fiscal health and business growth.
• Prepare weekly, monthly, and quarterly reports, providing management with data-driven recommendations.
• Support budgeting and forecasting processes, including expense management and cost optimization.
• Collaborate with external bookkeeping partners and auditors to ensure timely and accurate financial reporting.
• Conduct balance sheet and P&L analyses, ensuring compliance with internal controls.
• Oversee loan portfolio performance, including disbursement tracking, collections, and reconciliation.
• Analyze loan applications and customer documentation for compliance with internal credit and KYC policies.
• Manage liquidity and cash flow forecasting to ensure adequate funding and financial stability.
• Engage with partner banks and financial institutions to optimize financing costs and manage FX exposure.
• Prepare and review tax filings (PAYE, VAT, WHT, CIT) in collaboration with local tax advisors.
• Generate reports for funding partners and investors as required.

Requirements

• First Degree in Finance, Accounting, Statistics, Economics, or a related field.
• Minimum of 2 years of experience in financial analysis, preferably within the fintech or banking sector.
• Strong analytical, problem-solving, and quantitative skills.
• Proficiency in Microsoft Excel, PowerPoint, and accounting software.
• Ability to interpret financial statements, assess profitability, and forecast financial performance.
• High attention to detail, accuracy, and integrity in financial reporting.
• Excellent communication and presentation skills.
• Self-starter with the ability to work independently and contribute to a fast-paced environment.