Field Loan Officer at Beyond Credit Limited

Job Summary

• We are seeking to hire smart and experienced loan officers who are career-driven and have financial or fintech experience for our Iyana-Iba, Lagos State location.

Duties / Responsibilities

• Mobilization of Clients for loans
• Formation of groups within the coverage area
• Verification of clients’ home and shop addresses in compliance with the company’s guidelines and procedures
• In-depth assessment of loan applications and preparation of loan proposals for business support loans
• Participation in the credit committee for loan appraisals were required
• Recovery of overdue loans
• Maintain cordial and long-term relationships with customers through excellent customer service
• Appraising the client’s business and capacity to service the requested loan
• Registering loans on the system and recommending appropriate amounts for disbursement
• Capture all required information (i.e. client& guarantor’s name, address & image. Business image and address)
• Post-disbursement monitoring
• Collection and posting of clients' loan repayments and savings on the system
• Reconciliation of daily collections with the Branch Manager
• Maintaining a healthy portfolio
• Reporting directly to the branch manager
• Any other responsibility assigned by the management of Beyond Credit

Requirements

• BSc / HND / NCE or OND in any related field
• At least 2 years of work experience.
• Prior experience as a loan officer in a financial institution.
• Good verbal and written communication skills
• Strong negotiation and interpersonal skills
• Candidate must be resident in the above locations or environs.

Salary

• Attractive with other benefits.