Direct Sales HNI Officer at Coronation Insurance Plc

Job Summary

• This role is responsible for cultivating and maintaining relationships with high-value clients, offering them personalized investment advice, and facilitating their investment transactions.
• Your role will involve understanding the unique financial needs of HNI clients, providing comprehensive investment solutions, and delivering exceptional service to help them achieve their financial goals.

Responsibilities

• Identify and target potential high net worth clients through networking, referrals, and market research.
• Build strong, long-lasting relationships with HNI clients by understanding their financial objectives, risk tolerance, and investment preferences.
• Conduct thorough assessments of clients' financial situations, investment goals, and risk profiles.
• Provide expert advice on investment options, asset allocation, and portfolio diversification tailored to individual client needs.
• Develop customized investment proposals that align with clients' goals and risk profiles.
• Present investment recommendations clearly and professionally, addressing client questions and concerns.
• Facilitate investment transactions, including stock trades, bonds, mutual funds, and other financial instruments.
• Ensure timely and accurate execution of client orders, following established brokerage procedures.
• Stay informed about market trends, economic developments, and investment opportunities.
• Provide clients with timely market insights and research reports to support informed investment decisions.
• Maintain regular communication with clients through meetings, phone calls, and emails to address inquiries and provide updates on their investment portfolios.
• Ensure compliance with all industry regulations, company policies, and legal requirements during client interactions and transactions.
• Monitor and evaluate the performance of clients' investment portfolios, making recommendations for adjustments as needed.
• Attend industry events, seminars, and conferences to expand the firm's network and attract potential HNI clients.
• Prepare and deliver regular reports on client portfolios' performance and market trends.

Requirements

• Bachelor's degree in Finance, Business, Marketing, Economics, or a related field. 
• Minimum of Six (6) years relevant post-qualification experience 
• Master's degree or Professional certification, e.g. CFA, CFP, ACA or other relevant professional certificate is an added advantage 
• Proven experience in sales or relationship management within the financial services industry, preferably with a focus on HNI clients.
• Strong understanding of investment products, financial markets, and portfolio management strategies.
• Excellent interpersonal and communication skills to establish rapport with clients and present complex information effectively.
• Proficiency in financial analysis and using investment research tools.
• Knowledge of relevant regulations and compliance standards in the financial services industry.
• Ability to work independently, manage priorities, and meet client needs in a dynamic environment.
• Strong ethical values and a commitment to maintaining client confidentiality.

Benefits

• We offer a wide range of employee benefits including: competitive compensation package, robust rewards package, retirement benefit and tools designed to help you in building a sound financial future and flexible work arrangement.