Credit Risk Officer (Ikorodu) at Gabsyn Peyzs

Responsibilities:

• Assess the creditworthiness of current and prospective clients
• Determine the level of risk involved in lending to each client
• Perform the required monitoring of existing financial loans for compliance
• Calculate financial ratios to assess the financial health of prospective clients
• Calculate trend and cash flow analysis to evaluate the current financial status and create projections
• Write recommendation reports to the credit committee and senior management for consideration
• Evaluate a client’s financial statements and credit reports to determine their ability to honor debt obligations
• Ensure approved loan applications comply with the company’s lending criteria
• Identify discrepancies in credit files and reconcile them
• Develop models of credit information to be used to predict future patterns and support credit analysis of new clients