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  • Posted: Jan 26, 2021
    Deadline: Feb 15, 2021
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    ADDOSSER MICRO FINANCE BANK limited was conceived to provide Banking Services to small and medium scale entrepreneurs that have little or no assistance from the conventional banks. The targeted customers include the petty traders, small shop owners, trade associations, artisans, taxi drivers, market men & women, low level civil servants, tailors, barb...
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    Credit Risk Officer

    Duties and Responsibilities

    • Evaluate customers' loan applications in line with the bank's credit policy.
    • Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
    • Has relevant experience in analyzing consumer and SME loans.
    • Organization of credit committee.
    • Portfolio management & reporting.
    • Create innovative credit evaluation processes and systems.
    • Evaluate clients for credit worthiness based our internal risk models & their application information.
    • Detect fraudulent applications, and unreliable applicants.
    • Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
    • Continuously ensure alignment/compliance to the credit risk management framework.
    • Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
    • Preparation of statutory reports.

    Qualification / Requirements

    • A first degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
    • Minimum of 4 years banking experience.
    • Good knowledge of accounting and relevant lending ratios.
    • Experience in Credit Risk Management
    • Data Analytics and Effective communication
    • Good Knowledge of Credit Analysis and Appraisal
    • Experience in SME
    • Good reporting skills.

    Method of Application

    Interested and qualified candidates should send their CV to: using the "Job Title" as the subject of the email.

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Average Salary at Addosser Microfinance Bank
₦ 153K from 4 employees
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