Credit / Risk Manager at Global Quest Human Resources Consults & Services

Job Description

• Developing policies to handle delinquent accounts, including late fees, collections, and litigation when necessary
• Monitoring current market trends to identify new risks that may pose threats to the company’s finances
• Reviewing loan applications to determine if applicants meet criteria for creditworthiness
• Recommending changes to improve existing lending practices or develop new lending programs
• Determining the value of collateral offered by borrowers for loans or other financial products
• Establishing pricing structures for new loans or other financial products based on risk levels and other factors
• Working with lenders to determine appropriate interest rates for various loan types based on borrower creditworthiness
• Analyzing risk exposure and recommending solutions to mitigate potential losses
• Monitoring compliance with federal and state laws regarding lending practices such as fair housing laws, usury laws, and the Truth in Lending Act (TILA).

Requirements

• Candidates should possess an HND / Bachelor's Degree with 2 - 5 years relevant work experience.