Credit Risk Analyst at Motion Yield Nigeria Limited

JOB DESCRIPTION

• Reviewing loan applications for potential risks, including an applicant’s ability to repay the loan
• Reviewing financial statements to determine the company’s ability to repay its debts
• Analysing financial data to assess risk exposure and recommend solutions
• Reviewing a borrower’s credit history to determine their risk of defaulting on a loan or other financial obligation
• Communicating findings with other team members within the lending institution or other parties involved in the decision-making process
• Monitoring loans to detect signs of financial distress or possible fraud
• Preparing monthly reports of risk assessments by summarizing and analysing loan performance
• Updating loan policy on a periodic basis
• Preparing monthly reports for credit bureau and insurance updates.
• Other duties that may be assigned.

JOB REQUIREMENTS:

• Minimum Required Experience: 2years
• Minimum Qualification: BSc in Banking & Finance, Business Administration, Risk Management, Accounting, Economics, Management or any related discipline. Postgraduate degree and professional certification are beneficial.

REQUIRED SKILLS:

• Technical acumen;
• Problem-solving and decision-making abilities;
• Analytical skills and a good eye for detail;
• Ability to cmulti-task;
• Planning and organisation skills;
• Negotiation skills and the ability to influence people;
• Good communication and presentation skills;
• Commercial awareness;
• Numerical skills and the ability to evaluate costs;
• Ability to understand broad business issues.