Credit Risk Analyst at Grace Moni Limited

Roles and Objectives

• Credit Assessment: Conduct a thorough analysis of loan applications to assess the creditworthiness of borrowers.
• Risk Identification: Identify and quantify potential credit risks associated with lending activities.
• Credit Scoring and Modeling: Develop and implement credit scoring models and statistical techniques to quantify credit risk.
• Portfolio Monitoring: Monitor the company's loan portfolio continuously to identify emerging credit risks and trends.
• Risk Mitigation Strategies: Develop and implement strategies to mitigate credit risk exposure.
• Regulatory Compliance: Ensure compliance with regulatory requirements and industry standards related to credit risk management.
• Credit Policy Development: Assist in developing and updating credit policies and underwriting guidelines to ensure consistency and adherence to risk management principles.
• Stress Testing and Scenario Analysis: Conduct stress testing and scenario analysis to assess the potential impact of adverse economic conditions or unexpected events on the loan portfolio.
• Reporting and Communication: Prepare regular reports and presentations for senior management and stakeholders on credit risk metrics, portfolio performance, and emerging trends.
• Continuous Improvement: Continuously monitor industry best practices, emerging trends, and technological advancements in credit risk management.

Requirements

• B.Sc
• Male
• 2-3 years experience
• Resident within Abuja
• Sales and negotiation skills
• Leadership abilities
• Strategic thinking