Credit Officer at Westfield Consulting

Position Purpose

• Assist with processing of all loans originated and managed by the unit.
• Develop and manage client relationships with a particular emphasis on clients and loan programs.

Job Description

• This involves prospecting for new clients through outbound telephone and in person calling;
• Attend networking groups and events
• Interviewing loan applicants
• Collecting and analyzing information which reflects the current credit worthiness of prospects
• Presenting loan recommendations to the Head of Credit and loan as appropriate. It also involves working with the BankТs operations team to
• Set up a clientТs new accounts and preparing portfolio for loan examinations and audits
• Establish, and negotiate where necessary, the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral
• Monitor and manage loan repayment activities of own portfolio
• Meet assigned budget and goals
• Assist with processing of all loans originated and managed by the unit
• May perform related duties as assigned or as the situation dictates

Qualification and Required Skills

• Graduate in business or related field.
• Knowledge of all aspects of credit and loans processes
• Excellent verbal and written skills in order to communicate effectively with clients, prospects, while maintaining a high level of confidentiality.
• A high degree of client service and administrative skills including knowledge of Microsoft Office programs such as Outlook, Word and Excel.
• Ability to organize and prioritize in situations where changes frequently occur.
• Strong credit and analytical skills. Attention to detail is critical.