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  • Posted: Jan 22, 2025
    Deadline: Not specified
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    Edgewood consulting is a management consulting and talent development firm registered in Nigeria to provide cutting - edge and value - added advisory, performance improvement, learning improvement, human resources management, restructuring turnaround management and market development research services.
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    Credit Officer (Microfinance Bank)

    Description

    • A Micro-finance Bank in Ondo State is looking for a Credit Officer to facilitate lending to clients by assessing creditworthiness and processing relevant Credit paperwork .
    • Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
    • Ultimately, you will help our clients acquire loans in a timely manner while ensuring all requirements are met.

    Responsibilities

    • Review loan requests
    • Assess clients’ financial status
    • Evaluate creditworthiness and risks
    • Contact clients to gather financial data and documentation
    • Analyse risks and approve or reject loan requests
    • Set up payment plans
    • Maintain updated records of loan applications
    • Follow up with clients about loan renewals
    • Monitor progress of existing loans
    • Daily & weekly repayment collection

    Requirements

    • Candidates should possess an OND/HND/BSc in Banking and Finance, Economics or related field with 1-2 years experience.
    • Proven work experience as a Credit Officer,Loan Officeror similar role
    • Hands-on experience with lending procedures and products
    • Ability to create and process financial spreadsheets
    • Strong analytical skills
    • Excellent communication and interpersonal skills
    • Customer service experience.

    Method of Application

    Interested and qualified candidates should forward their Curriculum Vitae to: edgewoodconsultingofficial@gmail.com using Credit Officer - Ondo using the Job Title as the subject of the email.

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