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  • Posted: Feb 5, 2021
    Deadline: Not specified
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    Michael Stevens Consulting is an international Human Resource Development & Management Consulting practice firm, with offices in Lagos, Port-Harcourt and Calabar, as well as in Accra, Ghana. Plans are at advanced stage to open subsidiaries in The Gambia, Sierra-Loan and Liberia. Our Tailored programs afford you the opportunity to customize the trainin...
    Read more about this company

     

    Credit Officer

    Location: Port Harcourt, Rivers

    Job Brief

    • We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
    • Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
    • Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

    Responsibilities

    • Review loan requests
    • Assess clients’ financial status
    • Evaluate creditworthiness and risks
    • Contact clients to gather financial data and documentation
    • Analyze risks and approve or reject loan requests
    • Calculate financial ratios (e.g. credit scores and interest rates)
    • Set up payment plans
    • Maintain updated records of loan applications
    • Follow up with clients about loan renewals
    • Monitor progress of existing loans

    Requirements

    • Proven work experience as a Credit Officer, Loan Officer or similar role
    • Hands-on experience with lending procedures and products
    • Ability to create and process financial spreadsheets
    • Strong analytical skills
    • Customer service experience
    • BSc in Banking and Finance, Economics or related field.
    • Minimum of 2 years experience.
    • Not older than 29 years of age at next birthday

    Method of Application

    Interested and qualified candidates should send their CV to: recruitment.ph@michaelstevens-consulting.com with the "Job title" as the subject of the email.

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Average Salary at Michael Stevens Consulting
₦ 53K from 1 employee
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