Credit Officer at First Excelsia

Our client, a leading Microfinance Institution is seeking a results-driven Credit Officer to join its team.

Job Responsibilities:

• Conducting direct promotion and/or other marketing activities daily.
• Interviewing applicants to determine financial eligibility and feasibility of granting loans.
• Conducting loan analyses and preparing loan assessments according to the organization’s procedures.
• Presenting loan proposals to the credit committee.
• Disbursement: Communicating the disbursed amount to the client.
• Monitoring and recovery.

Person Specification:

• 2 years of relevant experience.
• First degree in any discipline from a recognized institution.
• Ability to understand client needs and financial objectives.
• Understanding of the financial sector.
• Experience in selling to all classes of clients, including traders, low-salary earners, and corporate organizations.
• Report writing and documentation skills.
• Excellent marketing and business development skills.
• Experience in the financial sector, with microlending expertise being an added advantage.