Credit Evaluation Manager at Stanbic IBTC

Job Description

To grow the Bank’s CHNW risk assets portfolio responsibly by approving within assigned DA or referring as appropriate, within agreed TAT as specified in SLA, only credits for which inherent risks have been properly and accurately identified, assessed, and mitigated, thus ensuring maintenance of a high-quality risk asset portfolio.

Qualifications

• Sound knowledge and understanding of the local and international consumer lending industry, retail lending analysis techniques, advances, credit criteria, credit policies, risk and financial analysis, credit control, and application thereof.
• Sound understanding of business practices and credit products suite, credit policies, and processes.
• Exposure to rudimentary credit scoring and automated decisions
• Minimum of 6 years of banking experience, with at least 2 years in credit risk management, preferably in the retail/consumer credit space

Competencies

• Computer Literacy
• Attention to Details
• Analytical
• Communication
• Interpersonal Relationship