Credit Control Offer Letter Officer at First Bank

Job Description

• Review of advice of credit conditions form (3800b) and issuance of offer letter
• Review credit approval/credit decisions (F3800B) and sign-off N500million and below with Credit Analyst together with terms/conditions and transaction dynamics (if any).
• Review and confirm that approvals are in line with the Bank’s credit policies and regulatory provisions.
• Generate Offer Letters for all approved credits from Credit Analysis and Processing Unit (Head Office approvals)
• Receive/maintain accurate record of Credit Approval Memorandum (CAMs) from CAP, RMD, CAM and Credit Secretariat.
• Creation of credit files for the Bank’s customers (both physical and electronic)
• Ensure that customers’ credit file (both electronic and physical copies) are up to date
• Render management reports as required

Requirements
Education:

• Minimum Education: First Degree in law or any field plus additional qualification in business related discipline.

Experience:

• Minimum experience:  2 - 3 years banking experience.

Key Competency Requirements
Knowledge:

• Bank’s Products dynamics & offerings
• Banking structure, policies and procedures
• Banking industry knowledge and trend
• Basic Financial planning and analysis
• Use of banking application
• Core Business Processes
• Data Gathering and Analysis
• Regulatory Compliance
• Banking Operations
• Extensive knowledge of First Bank’s services/products
• Relationship management
• Basic Credit knowledge.

Skill/Competencies

• Excellent Interpersonal skills
• Effective communications skills (written and oral)
• Must be self- solution driven, proactive and have acceptable knowledge of the business environment
• Adequate attention to details
• Reasoning and analytical skills
• Customer relationship management
• Internal customer relationship Management
• Good knowledge of credit documentation
• Excellent presentation skill
• People management & development skill
• Enjoy networking and alliance building.