Credit and Analytics Lead, Nigeria at Branch International

Department: Credit & Analytics
Level: Experienced

Job Overview

• Branch launched in Nigeria in early 2017 and has seen rapid adoption and growth. As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data.
• In this role, you will help to solve analytical problems across the organization and grow profitability by proposing product and strategy changes.
• You will make data-driven decisions to optimize performance in various areas across the product, growth, and operations strategy.
• As the lead, you will help the team achieve their goals through servant-style leadership, removing roadblocks, and clear communication.

Responsibilities

• Monitor performance and drive changes in credit policy of our Nigeria portfolio to optimize profitability and reach growth targets
• Collaborate with data science, product, marketing, collections, and engineering to propose experiments and policy changes
• Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
• Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
• Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis

Qualifications

• 8+ years of relevant experience
• Fluent in SQL and Excel. Proficiency in R/Python, or similar statistical analysis tool, is a plus
• Previous experience in analytics and/or quantitative modeling, using large datasets
• Experience in analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors
• Strong strategic thinking and problem-solving skills
• Enthusiasm for working across cultures, functions, and time zones

Benefits of Joining

• Mission-driven, fast-paced and entrepreneurial environment
• Competitive salary and equity package
• A collaborative and flat company culture
• Fully paid life and health insurance benefit with Axa Mansard (Platinum plan)
• 28 days of paid vacation days, 30 days of sick leave, bereavement leave, and periodic mental health days
• Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
• Pension benefit 
• Monthly WFH stipend alongside a one time home office set-up budget
• Annual professional development budget 
• Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
• Weekly team meals and social events (virtual for now!)
• Flexible working hours
• Where we work: Remote first, with the option to work in-person occasionally