Credit and Analytics Lead, Nigeria at Branch

Branch Overview 

Imagine a world where every person has improved access to financial services. People could start new businesses, pay for their children’s education, and cover their emergency medical bills – the possibilities to improve life are endless. 

Branch is a global technology company revolutionizing financial access for millions of underserved banking customers today across Africa and India.  By leveraging the rapid adoption of smartphones, machine learning and other technology, Branch is pioneering new ways to improve access and value for those overlooked by banks. From instant loans to market-leading investment yields, Branch offers a variety of products that help our customers be financially empowered.

Branch’s mission-driven team is led by the co-founders of Kiva.org and one of the earliest product leaders of PayPal. Branch has raised over $100 million from leading Silicon Valley investors, including Andreessen Horowitz (a16z) and Visa. 

With over 32 million downloads, Branch is one of the most popular finance apps in the world.

About the role

Branch launched in Nigeria in early 2017 and has seen rapid adoption and growth. As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data.

In this role, you will help to solve analytical problems across the organization and grow profitability by proposing product and strategy changes. You will make data-driven decisions to optimize performance in various areas across the product, growth, and operations strategy. As the lead, you will help the team achieve their goals through servant-style leadership, removing roadblocks, and clear communication.

Here are some things you'll do

• Monitor performance and drive changes in the credit policy of our Nigeria portfolio to optimize profitability and reach growth targets
• Collaborate with data science, product, marketing, collections, and engineering to propose experiments and policy changes
• Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
• Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
• Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis

Minimum Requirements

• 8+ years of relevant experience
• Fluent in SQL and Excel. Proficiency in R/Python, or similar statistical analysis tool, is a plus
• Strong strategic thinking and problem-solving skills
• Enthusiasm for working across cultures, functions, and time zones

Preferred Requirements

• Previous experience in analytics and/or quantitative modeling, using large datasets
• Experience in analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors

Benefits of Joining

• Work in a mission-driven, global, fast-paced, and entrepreneurial environment
• Competitive salary and equity package
• A collaborative and flat company culture
• Remote first, with the option to work in-person occasionally
• Fully paid life and health insurance benefit with Axa Mansard (Platinum plan)
• Work-life balance is not a myth, we offer a generous paid leave policy comprising; 28 days annual leave, 30 days sick leave, bereavement leave 
• Fully paid parental leave - 6 months maternity and 3 months paternity leave
• Pension Benefit 
• Monthly WFH stipend alongside a one-time home office set-up budget
• We believe learning should never stop and so we provide a $500 stipend annually towards learning and development irrespective of role, title, or tenure
• Discretionary trips to our offices across the globe, with global travel medical insurance 
• Team meals and social events (Hybrid for now)
• Flexible working hours
• Opportunity to work and interact with a global team

We’re looking for more than just qualifications -- so if you’re unsure that you meet the criteria, please do not hesitate to apply!

Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law.