Credit Analyst at Peridot Forte Solutions Consulting

Our Client in the Microfinance Sector is looking for a Credit Analyst to join their team.

Credit Analyst

Responsibilities

• Appraise and approve all loan applications
• Monitor the portfolio to ensure a healthy portfolio is maintained
• Ensure lending assets for approval are within parameters
• Contact liaison with sales team to ensure conformity with credit policy and training
• Ensure that work flow is consistent with credit approval to achieve high portfolio standard
• Develop and implement procedure and processes for fraud prevention management
• Monitor/ report exposure and assess current and potential risk and assist management in developing prevention strategies
• Conduct credit checks and other verifications on consumer customers
• Regularly analyse concentration risk of loan portfolio and advise management accordingly
• Monthly and quarterly reporting of performance of loan customers
• Analyse and report on portfolio characteristics, assisting in product development geared towards managing inherent credit risks in bank’s products.

Requirement

• First Degree in related discipline
• 2 - 3 years’ experience in a Microfinance Bank
• Attention to details.