Credit Analyst at GTI Group

Job Description

• Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval (Traditional)
• Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
• Booking of loans in line with the credit policy and approved terms and conditions.
• Proper documentation and updating of the loan files.
• Collaborating with branches to achieve budgets on risk assets creation.
• Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal
• Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.
• Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
• Performing any other function as may be assigned by the Bank’s Management and Group Executives.

Qualifications

• Candidates should possess a Bachelor's Degree with 3 - 6 years relevant work experience.