Business Development Officer at Ultraviolet Microfinance Bank

Responsibilities

• Develop and implement business development strategies aligned with the Bank’s goals.
• Identify new market opportunities, products, and partnerships.
• Drive deposit mobilization and loan portfolio growth across branches and channels.
• Monitor market trends, competitors, and customer needs.
• Set sales targets and KPIs for Relationship Officers and Marketing staff.
• Lead, coach, and supervise business development and marketing teams.
• Plan and execute marketing campaigns and promotional activities.
• Ensure effective cross-selling of the Bank’s products and services.
• Oversee loan sourcing and ensure quality loan origination.
• Review and recommend loan proposals in line with the Bank’s credit policy.
• Monitor portfolio performance, including PAR and NPL ratios.
• Support recovery efforts on delinquent accounts.
• Manage key accounts and high-value relationships.
• Build strategic relationships with individuals, SMEs, associations, and cooperatives.
• Ensure excellent customer experience and retention.
• Ensure all business development activities comply with CBN regulations and internal policies.
• Promote strong KYC, AML/CFT, and customer due diligence practices.
• Identify and mitigate business and credit risks.