Business Development Officer at Nuggets Microfinance Bank

Job Summary

We are seeking a proactive and results-oriented Business Development Officer to drive loan portfolio growth, attract new customers, and maintain excellent client relationships. The successful candidate will have experience in microfinance sales, customer acquisition, and credit management within Nigeria’s financial services sector.

Key Responsibilities

• Source, identify, and onboard new clients for microloan, savings, and other financial products.
• Conduct market surveys to identify potential customers, underserved areas, and emerging opportunities.
• Build and maintain strong relationships with individuals, traders, SMEs, and community groups.
• Assess customer needs and recommend appropriate financial products.
• Prepare loan applications and ensure proper documentation in line with credit policies.
• Follow up on loan repayments and maintain healthy portfolio quality.
• Develop and implement sales strategies to meet monthly and quarterly targets.
• Represent the institution in community engagement programs and promotional activities.

Requirements

• Bachelor’s degree/HND in Business Administration, Marketing, Banking & Finance, or related field.
• Minimum of 0–3 years’ experience in sales, marketing, or credit operations in a microfinance bank or related financial institution.
• Strong understanding of microfinance operations, credit analysis, and customer relationship management.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to meet and exceed sales targets under minimal supervision.
• Proficiency in Microsoft Office and basic knowledge of CRM tools is an advantage.

Key Competencies

• Field sales and client acquisition.
• Credit risk awareness.
• Community relationship building.
• Negotiation and persuasion skills.
• Goal-oriented and self-driven.