Banker, Private (Kano) at Stanbic IBTC

Job Description

To grow, maintain and retain a portfolio of private banking customers in line with the segment value propositions, related initiatives and activities aimed at creating value for the client and the bank.

Job Responsibilities

• Proactively promote a relationship-based offering through a primary point of contact, which meets the client expectations by providing personalized financial solutions in line with the client value proposition
• Restructures debt for efficiencies through debt consolidation, thereby bringing a customer’s asset base under one roof
• Adhere to sound account management principles for optimal credit portfolio management execution (i.e., reduced excesses, unauthorised overdrawn accounts and overdue reviews).
• Analyse client’s financial information and formulates solutions on how to respond to a client’s needs and requirements accordingly.
• Prepare and submit quality credit applications for evaluation and/or approval by Credit, where required or oversees the preparation of credit applications. Conducts credit reviews as and when required.

Qualifications

• BSc in any Business or Commerce related field

Experience

• 5 -7 years experience in sales, service, relationship management, credit applications and financial acumen (i.e., proven sales track record in the Financial service industry.)

Behavioural Competencies

• Providing Insights
• Developing Expertise
• Producing Output
• Establishing Rapport
• Thinking Positively

Technical Competencies

• Banking Process & Procedures
• Customer Understanding (Consumer Banking)
• Product Knowledge (Consumer Banking)