Audit Fraud/Credit Risk Analyst at OTP Internet Technology

Position Overview:

We are seeking a highly skilled and detail-oriented Anti-Fraud/Credit Risk Analyst to join our team. In this role, you will be responsible for monitoring and analyzing credit risk and fraudulent activities within our organization. Your primary objective will be to identify potential risks, prevent fraudulent transactions, and ensure the overall security and integrity of our financial systems. The ideal candidate will possess strong analytical skills, a solid understanding of credit risk and fraud detection techniques, and the ability to work in a fast-paced environment.

Responsibilities:

• Conduct thorough analysis of credit applications, transactions, and financial data to identify potential credit risks and fraudulent activities.
• Leading the whole process risk control construction of Internet credit products before/during/after the loan
• Draft and optimize risk management policies and strategies on the basis of data analysis and case survey feedback; Independently evaluate and optimize existing strategies;
• Docking with the technical team to ensure the efficient and rapid implementation of the risk control strategy;
• Design the monitoring mechanism of credit asset performance, and conduct monitoring and analysis of the asset credit performance;
• Work closely with relevant business departments to conduct risk assessment, pricing and control design for new products, processes and designs, and make implementation suggestions for new project start-up.
• Implement and maintain effective fraud detection and prevention strategies, utilizing various tools, systems, and technologies.
• Monitor and analyze suspicious activities, trends, and patterns to proactively identify potential fraud risks and take appropriate actions.
• Investigate and resolve cases of suspected fraud, including gathering evidence, conducting interviews, and working closely with relevant stakeholders.

Requirements:

• Bachelor's degree in finance, accounting, business administration, or a related field. A master's degree is a plus.
• Proven experience in anti-fraud, credit risk analysis, or a similar role within the Fintech industry.
• Strong knowledge of credit risk assessment methodologies, fraud detection techniques, and relevant regulatory frameworks.
• Proficiency in using fraud detection tools, software, and data analytics platforms
• Professional certifications such as Chartered Financial Analyst (CFA) or Certified Financial Risk Manager (FRM), Certified Business Intelligence Professional (CBIP) is an added advantage.