Agency Banking Officer at PecanTrust Microfinance Bank Limited

Job Description
Plan, assess, monitor, and manage the efficient utilization of cash and financial resources in a manner consistent with the agreed procedures and objectives of the bank:

• Review and consolidate Bank Reconciliation and Fund Management analysis.
• Prepare and analyse Cash flow.
• Review and consolidate Multi-level GL and bank reconciliations.
• Ensure the maintenance of an adequate level of working capital.
• Review and consolidate weekly cash flow & liquidity report and provide advice to management on the variances.
• Carrying out reconciliation of Balance Sheet items such as cash, cash equivalents, investments, debt, for management and reporting purposes.
• Review other Treasury related monthly Schedules.
• Financial review of customer accounts, loan computation and other financial information.
• Processing and preparation of pension, payee and other regulatory and compliance monthly renditions.
• Analyze and present financial trends, competitor behavior as they impact on the bank.
• Work with legal counsel to ensure compliance on regulatory matters.
• Develops and monitors performance metrics for the investor relations function.
• Creates presentations, press releases, and other communication materials for earnings releases, industry events, and presentations to analysts, brokers, and investors.
• Laison and communication with the regulatory bodies such as the CBN, NDIC, FIRS, LIRS etc.
• Assess and predict financial risks and returns.
• Ability to use financial modelling to predict outcomes.
• Analyze business operations, loan repayments, deposit maturities, business trends, costs, revenues, financial commitments, and obligations to project future revenues and expenses or & to provide advice.

Skills and Educational Requirements

• A Bachelor's degree in Business, Finance, or Accounting, ACA, ICAN and MBA.
• Minimum of 2 - 5 years experience
• Very familiar with financial modelling techniques and valuation methods used by analysts and investors
• Must be able to perform in a high-pressure environment, and be able to meet tight deadlines
• High analytical and excel skill
• Proven experience as an accountant in a Microfinance or other financial services industry will be an added advantage
• Proven experience as an agency banking agent will be an added advantage