Credit Analyst at Workforce Group

Location: Victoria Island
Industry: Banking

Job Summary

• The Credit Analyst will be responsible to determine the credit worthiness of people or companies applying for loans in the organization.

Main Duties and Responsibilities

• Assess creditworthiness of existing or prospective clients
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
• Complete ratio, trend and cash flows analyses and create projections
• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
• Determine in depth the degree of risk involved
• Carefully analyze data and produce clear and objective reports
• Routinely monitor loans for compliance
• Adhere to credit policy and guidelines
• Monitor corporate portfolio asset quality on an ongoing basis

Job Requirements

• OND/HND/BSc in any relevant discipline
• Proven working experience as a credit analyst in a Microfinance Bank Analyst
• Ability to analyze cash flows, leverage, collateral and customer strength
• Strong communication and presentation skills

Remuneration
Attractive Basic Pay.